Expat Workers Compensation (FVWC)
Foreign Voluntary Workers Compensation (FVWC) provides workers' compensation benefits to your employees working internationally on commercial — non-US government — projects. When DBA doesn't apply, FVWC does.
DBA vs. FVWC: Which Do You Need?
The type of overseas workers' comp you need depends on the nature of your contract:
Federally mandated. Applies to DoD, USAID, DoS, and other federal agency overseas contracts.
Voluntary but essential. Covers employees on private international projects — oil & gas, construction, mining, and more.
FVWC Benefits Include:
Covers All Nationalities
FVWC covers US citizens, permanent residents, and third-country nationals (TCNs) employed by your company on international projects.
Mirrors US Benefit Standards
Benefits are structured to match US workers' compensation standards — familiar, predictable, and legally defensible.
Employer Contract Compliance
Many private project owners and joint venture partners require FVWC in contracts. We issue certificates to satisfy those requirements.
Protect Your International Workforce
Get FVWC coverage tailored to your project workforce and location.
Get FVWC Coverage